Small Business & Team Solutions
Competitive Employee Benefits Built for Growing Businesses
Attract top talent, retain your best employees, and lower your business tax burden without drowning in administrative headaches. We design modern benefit packages tailored to companies with 2 to 50+ employees.
Entrepreneur-to-Entrepreneur
As a business owner, Michele balances recruitment power with balance sheet realities.
Custom Plan Layering
High-deductible plans paired with tax-advantaged accounts (HSA/HRA) to reduce employer costs.
Ongoing Employee Onboarding
Michele handles annual enrollments and employee questions directly so your HR team doesn't have to.
Book Your 15-Minute Intro Call
Level the Playing Field: Big-Company Benefits on a Small Business Budget
Great talent often chooses corporate giants simply for their healthcare packages. Small business owners often assume offering health insurance is completely out of financial reach.
✓ Fully insured, level-funded, and association health plan alternatives that save 15%–30% over standard group pricing.
✓ Flexible contribution structures: you decide exactly how much the business pays per employee.
✓ Comprehensive coverage options including major medical, preventative wellness, and telemedicine.
"Offering health insurance is 100% tax-deductible as an ordinary business expense and cuts payroll taxes."
Safeguard the Enterprise You’ve Sacrificed to Build
What happens to your company if your 50/50 business partner unexpectedly passes away tomorrow? Does their spouse suddenly become your new managing partner?
✓ Buy-Sell Agreement Funding: Life and disability policies that immediately provide liquidity for surviving owners to buy out shares cleanly.
✓ Key Person Insurance: Coverage that injects operational cash flow if a top producer, critical executive, or specialized leader passes away.
✓ Executive Bonus & Retention Plans: Tax-advantaged perks to keep top leadership loyal to your business.
"Your business continuity plan is only as good as the funding behind it."
High-Impact Employee Perks at Little to Zero Cost to the Business
You want to offer a robust, competitive benefits package, but your monthly budget cannot absorb multiple coverage lines across every team member.
✓ Group Dental, Vision, Critical Illness, and Accident plans offered via voluntary payroll deduction.
✓ 100% employee-funded or employer-shared options—you choose your company's level of investment.
✓ Seamless mobile-first enrollment tools that employees love and HR doesn't have to manage.
"Voluntary benefits let your team access group-discounted rates while keeping company overhead flat."